/* self-hosted fonts (SIL OFL, latin subset from Google Fonts) */
@font-face{font-family:"Hind";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/hind-400-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Hind";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/hind-500-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Hind";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/hind-600-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Saira";font-style:normal;font-weight:600 700;font-display:swap;src:url(../fonts/saira-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{
  --bg:#F2F4F7; --surface:#FFFFFF; --ink:#18202B; --primary:#3D5A80; --accent:#EE9B7A;
  --muted:#5A6577; --line:#DCE2EA; --radius:12px;
  --shadow-soft:0 2px 12px rgba(24,32,43,.08); --shadow-raised:0 8px 28px rgba(24,32,43,.14);
  --font-h:'Saira',system-ui,sans-serif; --font-b:'Hind',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-b);font-size:clamp(1.06rem,1.2vw+.9rem,1.19rem);line-height:1.7;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--font-h);line-height:1.15;color:var(--ink);font-weight:700}
h1{font-size:clamp(2.5rem,5vw,3.75rem);letter-spacing:-.01em}
h2{font-size:clamp(1.75rem,3.4vw,2.375rem);margin:0 0 1rem}
h3{font-size:clamp(1.3rem,2.4vw,1.56rem);margin:0 0 .6rem}
p{margin:0 0 1.1rem;max-width:68ch}
a{color:var(--primary)}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
section{padding:88px 0}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:8px 16px;z-index:200}
.skip:focus{left:8px;top:8px}
/* progress bar */
#progress{position:fixed;top:0;left:0;height:4px;width:0;background:linear-gradient(90deg,var(--primary),var(--accent));z-index:120}
/* header */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:24px;height:72px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--font-h);font-weight:700;font-size:1.05rem;line-height:1.1}
.brand svg{flex:0 0 auto}
.main-nav{margin-left:auto}
.main-nav ul{display:flex;gap:4px;list-style:none;align-items:center}
.main-nav a.nav-link{display:block;padding:10px 14px;text-decoration:none;color:var(--ink);font-weight:500;border-radius:8px}
.main-nav a.nav-link:hover{background:var(--bg)}
.has-drop{position:relative}
.main-nav .drop{position:absolute;top:100%;left:0;min-width:260px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-raised);padding:8px;display:none;list-style:none}
.main-nav .has-drop:hover .drop,.main-nav .has-drop:focus-within .drop{display:block}
.drop a{display:block;padding:9px 12px;border-radius:8px;text-decoration:none;color:var(--ink);font-size:.98rem}
.drop a:hover{background:var(--bg)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-h);font-weight:700;text-decoration:none;border-radius:999px;padding:14px 28px;font-size:1.05rem;border:2px solid transparent;cursor:pointer;min-height:48px}
.btn-accent{background:var(--accent);color:var(--ink)}
.btn-accent:hover{filter:brightness(.96)}
.btn-outline{border-color:var(--primary);color:var(--primary);background:transparent}
.btn-sm{padding:10px 20px;font-size:.95rem;min-height:44px}
.phone-pill{white-space:nowrap}
.nav-toggle{display:none;margin-left:auto;width:48px;height:48px;align-items:center;justify-content:center;flex-direction:column;gap:5px;background:transparent;border:1px solid var(--line);border-radius:10px;cursor:pointer;padding:0}
/* hero */
.hero{background:var(--surface);border-bottom:1px solid var(--line);padding:64px 0}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.kicker{display:inline-block;font-family:var(--font-h);font-weight:600;font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;color:var(--primary);margin-bottom:12px}
.hero h1{margin-bottom:16px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0 12px}
.zip-line{font-size:.95rem;color:var(--muted)}
.hero-photo{position:relative}
.hero-photo img{border-radius:var(--radius);box-shadow:var(--shadow-raised);aspect-ratio:4/3;object-fit:cover;width:100%}
.chip{position:absolute;background:var(--surface);border:1px solid var(--line);border-radius:999px;box-shadow:var(--shadow-soft);padding:10px 18px;font-family:var(--font-h);font-weight:600;font-size:.9rem}
.chip-1{top:16px;left:-12px}
.chip-2{bottom:16px;right:-8px}
.chip .dot{display:inline-block;width:10px;height:10px;border-radius:50%;background:var(--accent);margin-right:8px}
/* breadcrumbs */
.crumbs{font-size:.9rem;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--primary);text-decoration:none}
.crumbs span{margin:0 6px}
/* sections */
.sec-head{max-width:720px;margin-bottom:40px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-soft)}
.card img{border-radius:8px;aspect-ratio:4/3;object-fit:cover;width:100%;margin-bottom:16px}
.num{font-family:var(--font-h);font-weight:700;font-size:2.2rem;color:var(--primary);display:block;margin-bottom:8px}
/* while you wait */
.wait-box{background:#EAF1F8;border:1px solid #C9D8EA;border-radius:var(--radius);padding:28px;margin:32px 0}
.wait-box h2,.wait-box h3{color:var(--primary);font-size:clamp(1.3rem,2.4vw,1.56rem);margin:0 0 .6rem}
.wait-box ol{margin:12px 0 0 22px}
.wait-box li{margin-bottom:8px;max-width:68ch}
/* process progress */
.process{background:var(--ink);color:#EAF0F7}
.process h2{color:#fff}
.step{position:relative;padding:0 0 36px 8px}
.step:last-child{padding-bottom:0}
.step-bar{height:8px;background:rgba(255,255,255,.14);border-radius:99px;overflow:hidden;margin:12px 0}
.step-fill{height:100%;width:0;background:linear-gradient(90deg,var(--accent),#F5C6A8);border-radius:99px;transition:width 1s ease}
.step h3{color:#fff}
.step p{color:#C9D4E4}
/* decade selector */
.era-tabs{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}
.era-tab{font-family:var(--font-h);font-weight:600;padding:12px 24px;border-radius:999px;border:2px solid var(--primary);background:transparent;color:var(--primary);cursor:pointer;font-size:1rem;min-height:48px}
.era-tab[aria-selected="true"]{background:var(--primary);color:#fff}
.era-panel{display:none;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-soft)}
.era-panel.active{display:block}
/* toc */
.toc{position:sticky;top:100px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.toc h3{font-size:1.05rem;margin-bottom:12px}
.toc ol{margin-left:20px;font-size:.95rem}
.toc li{margin-bottom:8px}
.toc a{color:var(--primary);text-decoration:none}
.with-toc{display:grid;grid-template-columns:240px 1fr;gap:40px;align-items:start}
/* faq */
.faq{border-bottom:1px solid var(--line)}
.faq-q{width:100%;text-align:left;background:none;border:0;font-family:var(--font-h);font-weight:600;font-size:1.1rem;color:var(--ink);padding:20px 40px 20px 0;cursor:pointer;position:relative;min-height:56px}
.faq-q::after{content:"+";position:absolute;right:4px;top:18px;font-size:1.6rem;color:var(--primary);font-weight:400}
.faq-q[aria-expanded="true"]::after{content:"\2212"}
.faq-a{display:none;padding:0 0 22px;max-width:68ch}
.faq-a.open{display:block}
/* cta band */
.cta-band{background:linear-gradient(135deg,var(--primary),#2C4562);border-radius:var(--radius);padding:48px;color:#fff;text-align:center;margin:48px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#D9E4F2;max-width:60ch;margin:0 auto 24px}
.cta-band .btn-accent{box-shadow:var(--shadow-raised)}
.inline-cta{background:var(--surface);border:1px solid var(--line);border-left:6px solid var(--accent);border-radius:var(--radius);padding:28px;margin:40px 0;display:flex;align-items:center;gap:20px;flex-wrap:wrap;justify-content:space-between}
.inline-cta p{margin:0;font-weight:600;font-family:var(--font-h);font-size:1.15rem;max-width:60ch}
/* fact strip */
.fact-strip{display:flex;gap:0;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin:24px 0;flex-wrap:wrap}
.fact{flex:1;min-width:160px;padding:18px 24px;border-right:1px solid var(--line)}
.fact:last-child{border-right:0}
.fact .k{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-family:var(--font-h);font-weight:600}
.fact .v{font-weight:600;font-size:1.05rem}
/* hub cards */
.hub-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.hub-card{display:block;text-decoration:none;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-soft);transition:transform .25s ease,box-shadow .25s ease}
.hub-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-raised)}
.hub-card img{aspect-ratio:16/9;object-fit:cover;width:100%}
.hub-card .pad{padding:24px}
.hub-card h2,.hub-card h3{margin-bottom:8px}
.hub-card p{color:var(--muted);font-size:1rem;margin:0}
/* nearby strip */
.nearby{display:flex;gap:12px;flex-wrap:wrap;margin:16px 0 0}
.nearby a{display:inline-block;padding:10px 20px;border:1px solid var(--primary);border-radius:999px;text-decoration:none;color:var(--primary);font-weight:500;font-size:.95rem}
/* footer */
.site-footer{background:var(--ink);color:#C9D4E4;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:32px;padding:64px 0 40px}
.site-footer h2,.site-footer h3{color:#fff;font-size:1.05rem;margin-bottom:16px}
.site-footer a{color:#C9D4E4;text-decoration:none;font-size:.95rem}
.site-footer a:hover{color:#fff}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:10px}
.footer-disclosure{border-top:1px solid rgba(255,255,255,.14);padding:28px 0;font-size:.88rem;color:#9AA7BC;max-width:80ch}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);padding:20px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.88rem;color:#9AA7BC}
/* mobile call bar + floating button */
.call-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:110;background:var(--surface);border-top:1px solid var(--line);padding:10px 16px;box-shadow:0 -4px 16px rgba(24,32,43,.12)}
.call-bar .btn{width:100%}
#float-call{position:fixed;right:20px;bottom:24px;z-index:110;width:60px;height:60px;border-radius:50%;background:var(--accent);color:var(--ink);display:none;align-items:center;justify-content:center;box-shadow:var(--shadow-raised);text-decoration:none}
#float-call.show{display:flex}
/* reveal */
.js .reveal{opacity:0;transform:translateY(16px);transition:opacity .4s ease,transform .4s ease}
.js .reveal.in{opacity:1;transform:none}
/* misc */
table.compare{width:100%;border-collapse:collapse;background:var(--surface);border-radius:var(--radius);overflow:hidden;margin:24px 0;box-shadow:var(--shadow-soft)}
table.compare th,table.compare td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.98rem}
table.compare th{background:var(--primary);color:#fff;font-family:var(--font-h)}
.diagram{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin:32px 0}
.legal h2{margin-top:2.2rem}
.legal p,.legal li{max-width:72ch}
.legal ul{margin:0 0 1.1rem 22px}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
  html{scroll-behavior:auto}
}
@media(max-width:900px){
  .main-nav.open{display:block;position:absolute;top:72px;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--line);box-shadow:var(--shadow-raised);padding:8px 24px 20px;max-height:calc(100vh - 72px);overflow:auto}
  .main-nav.open ul{flex-direction:column;align-items:stretch;gap:0}
  .main-nav.open .drop{position:static;display:block;box-shadow:none;border:0;padding:0 0 4px 14px;min-width:0;background:transparent}
  .main-nav.open a.nav-link,.main-nav.open .drop a{padding:12px 4px;min-height:44px}
  .main-nav.open .phone-pill{margin-top:12px;width:100%}
  #float-call{display:none!important}
  .hero-grid,.with-toc{grid-template-columns:1fr}
  .hub-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .toc{position:static}
  section{padding:56px 0}
  .main-nav{display:none}
  .call-bar{display:block}
  body{padding-bottom:88px}
  .nav-toggle{display:inline-flex}
  body.menu-open{overflow:hidden}
}

.faq-h{margin:0;padding:0;font:inherit;color:inherit;letter-spacing:normal;text-transform:none}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink);border-radius:2px;transition:transform .2s ease,opacity .2s ease}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.wrap .wrap{padding-left:0;padding-right:0;max-width:none}
@media print{.call-bar,#float-call,#progress,.nav-toggle{display:none!important}body{padding-bottom:0}}
.as-h3{font-size:clamp(1.3rem,2.4vw,1.56rem);margin:0 0 .6rem}
@media(max-width:600px){table.compare{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}}
.site-footer a.btn-accent,.site-footer a.btn-accent:hover{color:var(--ink)}
picture{display:block}
.hero-page{padding-top:48px}
.fig-wide{margin:0 0 24px}
.img-wide{border-radius:var(--radius);aspect-ratio:16/9;object-fit:cover;width:100%}
.footer-about{font-size:.95rem}
.mt-12{margin-top:12px}
.mt-32{margin-top:32px}
.mb-12{margin-bottom:12px}
.my-28{margin:28px 0}
.pt-0{padding-top:0}
.pt-8{padding-top:8px}
.pt-40{padding-top:40px}
ul.list{margin-left:20px}
.center-narrow{text-align:center;max-width:640px}